Promotions

Kid’s Account (Ages 0–11)


Savings Account only*

  • Earn 2.00% APY on the first $2,000

  • 0.07% APY on balances over $2,000

  • Report Card Rewards: $5 for every “A” (up to $20 per school year)

  • $50 bonus for straight A’s all year

  • Special CD rate: $500 min / $5,000 max (rate determined by STCU board)

  • Free access to our financial literacy app, My First Nest Egg


Youth Account (Ages 12–17)


Savings & Checking Accounts available*

  • Earn 2.00% APY on the first $2,000

  • 0.07% APY on balances over $2,000

  • Report Card Rewards: $5 for every “A” (up to $20 per school year)

  • $50 bonus for straight A’s all year

  • Special CD rate: $500 min / $5,000 max (rate determined by STCU board)

  • Free access to My First Nest Egg

  • Checking account with a contactless debit card compatible with Apple Pay, Google Pay, and Samsung Pay


Young Adult Account (Ages 18–23)


Savings & Checking Accounts available*

  • Earn 2.00% APY on the first $2,000

  • 0.07% APY on balances over $2,000

  • Special CD rate: $500 min / $5,000 max (rate determined by STCU board)

  • Checking account with contactless debit card and mobile wallet access

  • Eligible for a credit builder loan and personalized credit counseling

  • Auto loan options with special rates for qualified applicants


Additional Details

  • Ages 0–17: Requires a joint account with an adult

  • Ages 18–23: May open as an individual or convert an existing joint account

  • $25 minimum deposit required to open any youth account

  • $100 minimum balance to earn dividends