Youth Accounts

Youth accounts help kids and teens learn the value of money while building healthy saving habits for life. Along the way, they’ll pick up key financial skills like budgeting, setting goals, and managing spending. This gives them the confidence to take control of their financial future and share those lessons with others.

 

Age Group Perks

    • Savings Account Only

    • $5 Reward for Each “A” (or Equivalent) – Earn up to $20 per school year starting in kindergarten.

    • $50 Bonus for Straight A’s – One-time reward each school year.

    • Special Savings Rates – 2% up to $5,000 (regular rate if over $5,000)

    • Special Rate CD – $500 minumum/1 year

    • Deposit Rewards – Make 10 deposits of $15 or more and maintain a $150 balance (parent-tracked) to earn a free piggy bank or teddy bear!

    • “Our Nest Egg” Program – A fun and simple way to encourage consistent saving habits.

    • Birthday Gift Card

    • Savings & Checking Account

    • Debit Card - Spending limit set by the credit union, with added parental input.

    • $5 Reward for Each “A” (or Equivalent) – Earn up to $20 per school year

    • $50 Bonus for Straight A’s (or Equivalent) – One-time reward each school year.

    • Special Savings Rates – 2% up to $5,000 (regular rate if over $5,000)

    • Special Rate CD – $500 minumum/1 year

    • “Our Nest Egg” Program – A fun and simple way to encourage consistent saving habits.

    • Birthday Gift Card

    • Savings & Checking Account

    • Debit Card - Spending limit set by the credit union, with added parental input.

    • Special Savings Rates - 2% up to $5,000 (regular rate if over $5,000)

    • Special Rate CD - $500 minumum/1 year

    • Credit Builder Counseling

    • First 6 Months – Choice of either a credit card or a credit builder loan, each with a $500 limit. Eligible for a credit increase after 6 months of on-time payments.

    • After 6 Months – Eligible to qualify for both a credit card and a credit builder loan

    • Special Auto Loan Rates

Age Group Requirements

    • An adult joint owner who is eligible for membership

    • $25 minimum deposit to open an account

    • Must have a minimum balance of $100 to receive interest

    • Parental controls using mobile appre

    • Can convert joint account to individual

    • Eligible for membership

    • Must have a minimum balance of $100 to receive interest

    • $25 minimum deposit to open account