Join St. Thomas Credit Union

Become an STCU Member

Note: Full ownership benefits are available to you when you have $25.00 deposited into your share (Savings) account. This minimum balance must be maintained at all times to keep the account open.


Why Join STCU?

  1. A credit union is unique in that it is an association of members who are owners working together for our mutual financial good!

  2. Volunteers from within us…serve us! Our board of directors is nominated and elected from within our general membership. Board committee members are elected at our annual meeting held once a year. Each person volunteers their time to represent our memberships’ best interests in all STCU decision-making. (It is all about the OWNERS!)

  3. Once a year, STCU holds an annual meeting. Owners receive reports on the financial state of the STCU and get to vote in the board elections.

  4. A credit union is classified as a “not-for-profit” tax-exempt organization. After we pay normal operating expenses and set aside funds for prudent reserves, STCU returns profits to members via *competitively higher savings and investment dividends.
    * lower rates on loans and fees – and improved services


Who Can Join STCU?

Anyone Who is Associated in One of the Following Ways:

  1. You are an employee, student, or volunteer of a Select Employee Group (SEG) listed below.

  2. Membership extends to FAMILY members. This includes spouses, children, brothers, sisters, parents, grandparents, grandchildren, stepparents, stepchildren, stepsiblings, adoptive relationships, and household members.